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The contents of this site remains the sole responsibility of Malcolm Johnson as a private individual, and is not endorsed by any business by which he is employed.  In particular Malcolm Johnson does not hold himself out as preparing this website for or on behalf of any business by which he is employed, or as having been authorised by any business or employer to do so.  It is not intended to stand as legal advice in any particular case, and should not be relied upon as such.   To the extent permitted by law, Malcolm Johnson will not be liable by reason of breach of contract, negligence, or otherwise for any loss of consequential loss occasioned to any person acting omitting to act or refraining from acting in reliance upon the website material or arising from or connected with any error or omission in the website material.    Consequential loss shall be deemed to include, but is not limited to, any loss of profits or anticipated profits, damage to reputation, or goodwill, loss of business or anticipated business, damages, costs, expenses incurred or payable to any third party or any other indirect or consequential losses.